PRODUCTS & SERVICES


GENERAL INSURANCE

Expats-online provide general insurance policies via an array of providers including Lloyd's of London the world's leading insurance market. Understanding the needs of expatriate clients living in Spain and providing a full service in the English language from point of sale, through all documentation and to payment of a claim has been key to the success and growth over the past 10 years.

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INTERNATIONAL FINANCIAL ADVICE

Expats-online is a partner at the leading European financial services group, providing specialist financial advice to expatriates across Europe. Their expertise covers Retirement and Pension Planning including QROPS, Life Assurance, Efficient Investing (using Insurance wrappers), Succession and Inheritance Tax Planning, Currency Exchange and much more.

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SPANISH AND UK WILLS

It is a slow and expensive process to obtain probate if you die interstate. Your heirs will need to get your Spanish property transferred to their names; the process is much simpler if there's a Will. If there is no Will registered at the Registro de Actos de Ultima Voluntad, then in the worst case, your property will pass to the local and regional government. Current European legislation allows EU citizens to use the succession rules of their home nation when drafting a Will. Advice should be sort in order to understand any tax implications associated with drafting a Spanish Will in this way.

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EXPATRIATE MORTGAGES

If you consider purchasing a property in your home country and in your native language to be stressful, you can imagine what it can be like when purchasing abroad. With our extensive experience, we’ll make sure the whole process is smooth and professional, from purchase through to occupation. We evaluate the best and most up to date offers available from a range of mortgage sources and look after all of the necessary legal procedures

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CURRENCY EXCHANGE

Bank-Beating Exchange Rates We make overseas money transfers simple for you - you'll get access to a Currency Expert, we don't charge any fees, and you could make a significant saving compared to your bank. We were the first company outside of the banking world to focus on sending money abroad - we've been doing it for the last 20 years, and we're confident we can help.

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FUNERAL PLANS

Expats-online provide pre-paid funeral plans via all the major providers. We will listen to your wishes and requirements to provide the most appropriate plan to meet your needs. With funeral costs soaring every year, a funeral plan ensures that, at a time when your loved ones will be adjusting to their loss, the difficult decision-making and expenses will be taken care of.

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