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Mortgage protection.

Mortgage life insurance policies have one clear objective – to help pay off an outstanding mortgage in the event of death during the policy term. This means that your loved ones could continue to live in the family home even if you’re no longer with them, without worrying how they’ll pay the mortgage.

The key to a mortgage decreasing term assurance policy is that the amount of cover it provides, decreases over time. The policy is designed to protect a repayment mortgage, so the amount of cover reduces roughly in line with a remaining mortgage debt.