Home Insurance Benefits. Protect your buildings, contents and valuable possessions in Spain, Portugal and Gibraltar with our home insurance. Underwritten at Lloyd’s of London, the world’s leading insurance market. Flexible, tailor-made policy to suit your needs. All risks Worldwide cover available for Personal effects and valuables on permanent residences only (T&C apply). Discounts for direct alarms connected to a security firm on permanent residence homes only. Multi property policies available. Accidental damage on your home entertainment equipment as standard (exclusions apply). Optional extended accidental damage cover for contents on permanent residences only (T&C apply). Multi-policy discounts. Flexible payment options. Increased excess discounts. Up to 15% no claims discount.