Expat Community Insurance in Spain
Whether you are a property owner or the administrator of a community of properties, our Communities Insurance will give you peace of mind and will meet with the agreement of all the community residents.
Meeting your needs
Our Community Insurance offers a wide range of options and unbeatable cover, including:
- Damage caused by fire, explosion, flooding, smoke and atmospheric phenomena.
- Damage to moveable property that is for common use or in the garden, shared aerials and satellite dishes, swimming pools, exterior walls and fences.
- Breakage of windows and glass.
- Damage to electrical installations and appliances.
- Water damage to community and private property.
- Damage caused by vandalism.
- Damage caused by burglary including to the entrance doors of residents' homes.
- Cosmetic damages: cosmetic restoration of the room damaged by the loss when materials which are identical to the damaged ones cannot be found.
- Cover for accidents suffered by Community employees.
- Public Liability.
- Legal defence and claims for damages.
- Claims against co-owners for non-payment.
- Claims for breach of service contracts.
- Defence in local government matters.
- Legal defence by phone.